Insurance

[garaiya]

Hey, Im new to the site, but having been a zcar fan since middle school. Im thinking of getting a 280Z this summer when I graduate out of high school, but one enemy stands in my way

How are you all dealing with insurance? about how much are you paying per year? any advice? wondering if theres some cheap or reasonable insurance for zcars....

thanks for your time.

[Inf]

I am a 20 year old college student, got my Z when I was 18.

The car is under Allstate with full coverage without any of the mileage limitations like on a lot of those specialized classic car insurers.

The car is insured on a plan with some other cars in my family, so I guess it isn't as bad as if I was totally on my own. I have no tickets or accidents (knock on wood!) and when the car was first added to the plan I think it was somewhere around $600 per 6 months additional for that car. The other cars on the plan were all $800+

Fast forward to last month : they shifted around the amounts on our plan. The total rate for ALL the cars is still the same, but now the Z is listed at $1490 or something per 6 months, the other vehicles all dropped to cheaper as the Z was before.

I'm still not sure whats going on there. It's not a huge deal to me really since the total is still the same, but it just seems odd that they would shift it around like that.

[TomoHawk]

You got to be kidding! That's almost double!

You must be in a really bad area, or they think you'll drive it like an lunatic!

Where do you park it?

[Zrush]

I know here in Florida that people under 25 get boned for insurance premiums, add a sports car and a male driver and it's even worse. Once you turn 26 and your driving record is clean, the rates drop dramatically.

Vicky

[garaiya]

Thanks. Well, for me its extra bad cuz my parents are leaving the country once i get into college so I gotta be on my own..and im goin to LA for college so a car is a necessity. and even my parents good old 97 camry would cost me bout 2000 per 6month...

i guess ill go for the Z again when im older and insurance is lower, seems like im doing the same thing every season: love for Zcar brews up, starts looking at classifides and insurance knocks me down.(I already have money saved up for the car)

but thanks for youalls info, ill eventually get my Z.