Is Hagerty Insurance the way to go?

[jmark]

A car that isn't driven will develop problems. If you let a car sit for too long a period because you're scared that it may break a Hagerty rule....well it's not worth it to me. I have a stated value policy, it may cost as much as a late model, but I'm not tied in the same manner. And as far as taking extra care with this car, don't insinuate that those who don't use Hagerty etal might not do so. :eek:

I agree Bryan. What does a stated value policy do vs. an agreed value policy? I don't want to not be able to drive my 280Z to work once a week if I want to.

[texasz]

And as far as taking extra care with this car, don't insinuate that those who don't use Hagerty etal might not do so. :eek:

I'm not sure where you figured I was saying this when you quoted me but I insinuated no such thing in any way! Please do not attack people on this forum when you have no basis.

[PRSgodzilla]

Ill have to read the posts in this thread over again. From what I understand im going to have a hell of a time getting insurance

PRSgodzilla, my Z is the same colors as yours.

Its the same color for now. Im going to paint mine close to British Racing Green this summer.

[jmark]

USAA standard car insurance does NOT have the "stated value" option.

[Zrush]

USAA standard car insurance does NOT have the "stated value" option.

When I first got the Z's, I too called USAA since I have other vehicles and my home with them. They said no stated value insurance

Vicky

[jmark]

Same here Vicky. Thanks for confirming what I've found out. I guess I'll go with a classic car policy at least till my son will be driving it. I have 4 years till that happens.

[SER240Z]

Pollman allows me to drive my car to work as long as it's not everyday. They also require everyone in the household to have a daily driver that is less than ten years old.

Scott

[jmark]

Scott,

Sounds good. Do they cover South Carolina? They mention trips to work & errands are OK.

[bpilati]

I'm not sure where you figured I was saying this when you quoted me but I insinuated no such thing in any way! Please do not attack people on this forum when you have no basis.

My apologies. I was not saying it directly to you, although it is written that way. I was commenting on something else. I hope you'll forgive me. :tapemouth

I think we probably all understand the insurance options now and what Hagerty etal are about. If you have a car in collector condition that you want to drive sometimes for various reasons, then Hagerty is not for you. If you have a garaged show car that you use for car club activities, then it probably is.

[bpilati]

I agree Bryan. What does a stated value policy do vs. an agreed value policy? I don't want to not be able to drive my 280Z to work once a week if I want to.

It's probably the same thing.

[SER240Z]

Scott,

Sounds good. Do they cover South Carolina? They mention trips to work & errands are OK.

I don't know. If you need, I can get you a number and you can check with them.

Scott

[jmark]

Scott,

I checked and they don't. They gave me some insurers to contact.