i don't know if anyone has seen this farmers insurance ad, but in it they claim 1 in 7 drivers don't have insurance.(15%) this doesn't surprise me but i'm thinking the number is higher here in canada. beginers premiums are $3000 per year and higher depending on the type of vehicle and area. glad i got my license in 1970, lot less hassel and cost was affordable. today kids have a very difficult time.

All the more reason to be careful out there. Situational Awareness means being aware of everything that is going on around you...

I think half of my insurance cost goes to unisured/underinsured motorist coverage. It is horsesh*t about how people will get coverage for a day so they can renew their plates and immediately cancel it.

here you have to have insurance to get plates also. most companies let you pay monthly. i'm thinkin after they get their slip proving they have insuance they then cancel. can the cops tell if a driver has coverage or not??