I just bought 12 months for what 6 months from my main carrier charges.  Stated value of $20K, 6,000 miles per year for $141.

They don't write Hagerty so I didn't get a quote from them but I hardly ever drive the car so I'm happy with this and they're out of Alpharetta Georgia, local to me.

http://www.classiccollectors.com/

that seems good. i have state farm, they told me for $30k and 2500 miles a year it would be $250 +/- a year.

I Have Hagerty. $161 per year no limit on miles, 10k value on my 77 280. Happy with it.

Maybe I'll do a comparison of the two.

State Farm wanted way too much here in CA. It was around $500 per year without the coverage I get with Hagerty, IIRC.

My biggest problem with most of these policies is they want the vehicle garaged and I really don't have a spot to keep a car inside...

5 hours ago, Patcon said:

My biggest problem with most of these policies is they want the vehicle garaged and I really don't have a spot to keep a car inside...

That's the price you pay for having the guest house.

 

12 minutes ago, SteveJ said:

That's the price you pay for having the guest house.

Very true, but we love having visitors...

1 hour ago, Patcon said:

 

Very true, but we love having visitors...

Nothing cooler than a car in the living room.

Remember Vegas? He parked his red Vette behind the couch.

I use American Modern through USAA.  Insured value of $12,000 for one and $18,000 for the other of my 71 240Z's - $343.00 a year.  6,000 mile limitation.

I do plan on getting "second opinions" plus, I have to raise the agreed value since their value seem to keep going up since I last set them.

7 hours ago, siteunseen said:

Nothing cooler than a car in the living room.

Remember Vegas? He parked his red Vette behind the couch.

Much easier with my laptop.

It's behind the couch, way behind the couch.  It's been awhile since seeing Dan Tanna, '78-'81

Edited April 28, 20177 yr by siteunseen

Another vote for Hagerty!

I was paying USAA over $281 dollars annually for a 29 year old motorcycle that I might put 500 miles a year on at most. 

Hagerty covered it for $55 bucks a year.  

5 hours ago, siteunseen said:

Much easier with my laptop.

It's behind the couch, way behind the couch.  It's been awhile since seeing Dan Tanna, '78-'81

Yup,  nothing like exhaust fumes from a 70"s car for that modern house smell…  I have a garage under my master bedroom where my Z lives. My wife can smell anything i do to that car, and i mean anything…….

I just signed up with Hagerty.  Valued @ 15K,  $265 for the year.    Less that half what State Farm was charging for Liability only when I was re-building.

I used to leave the chokes on in the 240s I had, all I ever did was move them around the garage so I figured just leave them pulled back.  After rebuilding a set I learned a couple of things, mainly why I was smelling gas so bad.  I live above the garage too. 

We've covered the insurance topic in prior posts but its always important to keep in mind that "stated value" and "agreed upon value" can always be challenged by an adjustor should your car or other classic vehicle get damaged and potentially totaled.  No matter what you think the vehicle is worth and what value you were paying for in premiums, its the adjustor's valuation that will decide the payout.  That's not the case with "guaranteed value" - this type policy will pay up to the full face amount if the vehicle is totaled, no questions asked and no adjustor challenges.  This is a good example of you get what you pay for!