Time to renew my insurance????

[Carl Beck]

Keep in mind that insurance is all about managing risk - so the difference between a Yearly Premium of $135.00 or $450.00 could be because of different age drivers, location of the car, and Liability Coverage - $50K/$100K will be quite a bit less than $300K/$1M. Then you have to add any "options" you select. Hagerty has road side assist that dispatches tow trucks equipped to handle Classic Cars etc, then there are insurance for things like spare parts and the cars contents etc.  So basically the only way to compare rates for you - is get quotes for you, in your area etc. Otherwise the numbers can be very misleading.   I've been with a couple different Classic Car insurance carriers - been with Hagerty since they agreed to insure our Original Owners 240z's with much higher Agreed Values than any other company would at the time.. plus they have an excellent reputation for Paying Claims.

 

[7tooZ]

Keep in mind that insurance is all about managing risk - so the difference between a Yearly Premium of $135.00 or $450.00 could be because of different age drivers, location of the car, and Liability Coverage - $50K/$100K will be quite a bit less than $300K/$1M. Then you have to add any "options" you select. Hagerty has road side assist that dispatches tow trucks equipped to handle Classic Cars etc, then there are insurance for things like spare parts and the cars contents etc.  So basically the only way to compare rates for you - is get quotes for you, in your area etc. Otherwise the numbers can be very misleading.   I've been with a couple different Classic Car insurance carriers - been with Hagerty since they agreed to insure our Original Owners 240z's with much higher Agreed Values than any other company would at the time.. plus they have an excellent reputation for Paying Claims.
 

Carl thanks for confirming my understanding. The biggest lessen I have learned is to be sure you over insure the stated value because it will crepe up on you.
Thanks everyone.


72 body and block, everything else 71, Tokico springs, Illumina, R180 CLSD, 83 close ratio, 3.90 gears, Ztherapy SUs, BRE 15X7 Libre wheels and BRE front spoiler.