I'm still on the plus side for the toyota 4x4 brakes, and at least on my car, improved braking. They bolt right on with no major work, but you do have to notch the backing plate.
Speaking of unsprung weight, I'm surprised none has mentioned this. What size tires and wheels are we all running? I'd venture to say that nobody who tracks their car is running 175-14's...
The larger wheels and tires probably add more unsprung weight, (and further out on the lever-arm of the suspension, where it has more effect), than the 3 lb's of the 4x4 "upgrade". And many of us are also running stiffer springs. What size wheels & tires are you running and how heavy are they? It would be an easy calculation to estimate the equivalent addition to unsprung weight at the location of the caliper.
FWIW, I've never had a nose dive issue with my 4x4 brakes, and I have tested them hard. It's all about balance. And as pointed-out above, Nissan engineered and offered a similar set-up as a "performance option".
To the real issue, are the stock brakes adequate? Of course, as is the HP of the original engine. But how many of us want more power, or have done things to get more HP? Same goes for handling and braking.
It's really about what the individual owner wants to do with their car. There are as many right answers as there are car owners. (To be honast, I admit to sharing my thoughts about some body modifications that are not to "my" taste). But it's just an opinion... Very much like the subject of this brake thread.