I can't tell you how many (hundreds) of transactions I have made with Paypal pulling from my checking. Never had an issue. You are right though. Credit cards are better for resolutions. I started a dispute through Paypal. I'm not sure what will happen, if anything. Lesson learned. In any case, it appears Too Intense Restorations is still up and orders can be placed on the Datsunstore website but they don't deliver anything.? It needs to get shut down somehow.