My Brother just bought an old celica that has a cd player with a detachable face plate, and was on the phone with the insurance company about insureing the car. This is their position about detachable faces: Brother: I have a stereo with a detachable face plate. Insurance co: You should leave the faceplate in the car, in the glovebox or under the seat. brother: wouldnt it make more sense to take it with me ? Insurance Co: If your stereo is stolen but you still have the face plate we wont pay for the stereo. Brother: Why? Insurance Co: Because all of the stereo hasnt been stolen, since you still have the face plate, we cant pay out on the stereo. Crazy huh. So if someone steals your tv (and you have house insurance), but leaves the remote controll behind, will they pay for the TV?